Chapter 3: Live Below Your Means (LBYM)
3.1 Spending
Choose to Save
Fractured Frugal Advice
Savingadvice.com
3.2 Breaking the Relationship between Earning and Spending
MSN Money Live Well on Less
The Simple Living Network
Dollar Stretcher
3.3 Establishing Budget Projections
Microsoft Office Online Personal Financial Tools (search for "Personal Budget Spreadsheet")
Microsoft Office Online Personal Financial Tools (searach for "Family Monthly Budget Spreadsheet")
CNN Money Lesson 2: Making a Budget
Post Retirement Budget Calculator and Replacement Budgeting Program (Select "Free Programs")
Retirement Expense Calculator
Microsoft Office Online Personal Financial Tools: Retirement budget Spreadsheet
3.4 Credit Cards
Bankrate.com Credit Card Pages
Transunion Credit Reports
Equifax Credit Reports
Experian Credit Reports
3.5 Increasing Earning
IEEE USA Career Navigator
IEEE USA Salary Service (Requires IEEE Membership)
IEEE USA Salary Survey (Requires IEEE Membership)
Viewable Personal Budget Spreadsheets
Consumer Spending Budget Spreadsheet
Household Expenses Spreadsheet
Cash Flow Statement Spreadsheet
Net Worth Statement Spreadsheet
download all Personal Budget excel spreadsheets
Chapter 1: Retire On Your Schedule
Chapter 2: Analysis Tools & Calculations
Chapter 4: Emergency Funds & Insurance (First Take Care of Stability)
Chapter 5: Investment Instruments
Chapter 6: Your Investment Plan
Chapter 7: What Will I Do When I Retire?
Chapter 8: Issues in Retirement
Select Another Chapter
Credit Card Debt Resources
Finance Tools